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If you make good money but still feel like you're not as far ahead as you should be, this video is for you.

Because most people think wasting money means shopping too much or buying dumb things. That's not actually where the biggest leaks are. The real money drains are quiet, invisible, and usually happen after you start earning more.

In this video, I'm breaking down 8 ways you might be wasting money even if you're responsible, investing, and doing everything right. And if you fix just one or two of these, it can free up thousands of dollars a year without changing your lifestyle.

WHAT WE COVER:
1. You're Paying for Convenience You No Longer Need: Multiple food delivery apps, premium subscriptions from busy seasons, paying extra for speed when your schedule isn't that tight anymore. If your life has changed and your spending hasn't, you're overpaying by default.
2. You're Letting Lifestyle Inflation Lock In Fixed Costs: Rent, car payments, insurance, subscriptions, recurring services. Once they're set, they're hard to unwind. If your fixed costs have quietly crept up to 50-60% of your take-home pay, that's a hidden form of waste.
3. You're Optimizing for Monthly Payments Instead of Total Cost: Low monthly payments feel harmless, but they almost always mean higher interest, longer timelines, and more money out the door overall. High earners don't get hurt by big purchases. They get hurt by long, unnecessary financing.
4. You're Sitting on Too Much Idle Cash "Just in Case": Emergency funds are important. But beyond that, cash with no purpose slowly loses value to inflation and opportunity cost. If you can't explain why each dollar of cash exists, some of it is probably wasting your earning potential.
5. You're Ignoring Tax Strategy Because You "Make Too Much": Higher income means every decision has a larger tax impact, timing matters more, and small inefficiencies get amplified. If you're not proactively planning for taxes, you're almost certainly overpaying. We're talking thousands, sometimes tens of thousands, every single year.
6. You're Over-Insured in Some Areas and Under-Insured in Others: A lot of people overpay for low-value coverage, carry redundant policies, or insure small risks instead of catastrophic ones. At the same time, they're under-insured where it actually matters: liability, disability, long-term income protection.
7. You're "Investing" Without a Clear Role for Each Account: You have a brokerage account, retirement accounts, maybe high-yield savings, maybe crypto. But if you can't clearly explain what is this money for, when will I use it, what role does this account play, then your money is probably working harder than necessary or not hard enough.
8. You're Spending Without Connecting It to Your Future Life: The biggest waste isn't spending on things you enjoy. It's spending without intention. When your money isn't tied to the life you actually want, the flexibility you're trying to buy, or the version of yourself you're building toward, spending becomes reactive.

If this video resonated, it's probably not because you're bad with money. It's because you've outgrown the financial system you built earlier and it needs an update.

COMMENT BELOW: Which one of these hit hardest for you?

RESOURCES: Financial Freedom Blueprint Program: https://stan.store/positivemomentumpr...
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FDISCLAIMER: This content is for educational and informational purposes only and should not be construed as financial advice. Please consult with a financial professional for advice specific to your situation.