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A credit score can feel like a mysterious number controlling your financial fate—but it doesn’t have to be that way. In this video, Aastha Khurana demystifies credit scores: what they are, why they matter, who’s tracking them, and how they affect everything from your loan approvals to credit card limits. She also shares smart tips on how to build (or rebuild) your score the right way—especially if you’ve made a few mistakes in the past. If you’ve ever wondered why your score dropped or how often you should be checking it, this one’s for you.

Time Stamps
00:00 Introduction
00:34 What is a Credit Score?
01:09 Who assigns credit score?
01:19 Key parameters that affect Credit Score
02:37 What is a Good Credit Score?
03:06 Why does the Credit Bureaus give you these scores?
03:26 Which all Institutions look at your Credit Score?
03:48 Where to check your Credit Score?
04:09 Does checking your Credit Score frequently have any impact?
05:12 What happens to a credit score in the case of a Joint Loan?
06:05 How to rebuild and improve your Credit Score?
07:00 Conclusion

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