Скачать или смотреть Real Value EMI Engine: See the TRUE Cost of Loans After Inflation (India)

Most EMI calculators show nominal numbers — but money loses value over time due to inflation.

In this video, I walk through the RealValue EMI Engine, a tool I built to help you understand the true cost of loans after adjusting for inflation.

🛠️ Tool link:
👉 https://sakthipriyan.com/building-wea...

This tool answers questions like:

What is the real cost of my home loan?
How much interest am I actually paying in today’s money?
Does a long-tenure loan really cost as much as it looks?
Should I prepay or invest instead?

🔍 What this tool does
Calculates EMI, total payments, and interest
Adjusts everything for inflation
Shows nominal vs real value side-by-side
Helps make rational decisions instead of emotional ones


This is especially useful if you’re:
Taking a home loan or car loan
Debating prepayment vs investing
Planning long-term finances in India
Trying to think in real purchasing power, not just rupees

📌 This is not financial advice — it’s a decision-support tool.

Chapters:
00:00 Intro
01:35 Loan EMI - Real Values
03:18 EMI Burden Over Time
04:46 Monthly EMI Plan
05:30 Past Car Loan
07:42 Loan Tenure
08:08 Loan Amount
08:24 Outro

If you like building tools, rational finance, and first-principles thinking, consider subscribing.