Скачать или смотреть Demystifying DSCR – Understanding Loan-Level Price Adjustments | Ternus Lending Webinar

Welcome to Ternus Lending’s latest webinar: Demystifying DSCR—where we dive deep into understanding loan-level price adjustments, their impact on financing, and how they shape your loan experience. Whether you're new to DSCR (Debt Service Coverage Ratio) or a seasoned real estate investor, this webinar will help you better navigate the complexities of loan structuring and pricing adjustments.

What's Covered in This Webinar?
In this session, Tim Herriage, President of Ternus Lending, draws on over a decade of experience in originating institutional-quality DSCR loans to explain how factors like FICO scores, LTV (Loan-to-Value), DSCR, and transaction types can affect the pricing of your loan. You'll gain insights on how adjusting specific levers, like reducing your LTV or improving your FICO score, can result in better loan terms, helping you make more informed financial decisions.

Key Topics:
What is DSCR and why it matters for real estate investors
How FICO Scores impact your loan terms and pricing
The importance of Loan-to-Value ratios in securing favorable rates
Transaction types: Rate-Term Refinances, Cash-Out Refinances, and their pricing differences
Why Prepayment Penalties matter and how they influence loan pricing
Real-world case studies on how small changes in your loan parameters can affect interest rates
Webinar Highlights:
Introduction to DSCR: Learn the basics of DSCR and how it is used by lenders to assess the risk of your investment property loan.
Understanding Loan-Level Price Adjustments (LLPAs): Get an inside look at how lenders use LLPAs to adjust loan pricing based on risk factors like credit scores and LTV.
Deep Dive into Key Loan Criteria: Discover how FICO, LTV, DSCR, and transaction types contribute to your final loan terms and why even small differences in these factors can significantly impact your interest rates.
Actionable Strategies: Learn practical tips for optimizing your loan terms, whether by improving your FICO score, adjusting your loan amount, or selecting the right transaction type.
Q&A Session: Towards the end, we answer common questions about DSCR loans and how to structure your deal for the best pricing possible.
Why Watch?

If you're a real estate investor or a business owner looking to finance properties through DSCR loans, understanding the variables that influence loan pricing is essential for maximizing your ROI. In this webinar, Tim explains how making small, strategic adjustments to your loan structure can save you hundreds, if not thousands, over the life of the loan.

About Ternus Lending:
Ternus Lending is a balance sheet lender specializing in DSCR and long-term rental loans for real estate investors. With a focus on speed, transparency, and reliability, we aim to offer the best financing solutions for your investment strategy. We proudly serve eight states, including Texas, Arkansas, Oklahoma, Missouri, Ohio, Tennessee, Georgia, and North Carolina, with expanding services across the U.S.

Disclaimer:
This webinar is for educational purposes only and does not constitute a loan offer. Loan availability and terms may vary depending on several factors, including state laws and creditworthiness. Please consult a Ternus Lending loan officer for specific details.

📞 Contact Us:
For more information or to apply for a DSCR loan, visit us at https://www.ternus.com or call us at (214) 471-5557. Our team is ready to assist with fast and reliable financing solutions tailored to your needs.