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How to Fix Credit Report Errors in 60 seconds!

Underdog Lawyer here, telling you how to fix errors on your credit report in three easy steps.

The OlsenDaines law firm and Underdog Law Office help people fix credit reports at no cost. We have helped clients recover millions of dollars for credit reporting errors.

The first step to fix an error on your credit report is to identify the error. You can get your free credit reports at AnnualCreditReport.com.

Review your reports and circle any information that is false.

Second, dispute the error with the credit reporting agencies

Equifax, Experian, Trans Union – these are all credit reporting agencies, and you must send your dispute directly to these credit reporting agencies in order to trigger your legal rights.

You can send a copy to the company that put the error on your credit report if you want to, but you must send the original dispute letter directly to the credit reporting agencies to trigger your legal rights. You can send the dispute to the credit reporting agencies by mail, online, or over the phone.

However you decide to dispute, make sure you make a copy of your dispute letter so you have it later if you need it. The more documentation you can attach to your letter, the better. Also be sure your letter explains in your dispute what the error is, and why the information you are disputing is false.

Step two fixes 99% of credit reporting errors.

If step two does not fix your credit report, step three is to talk to a credit reporting lawyer at no cost.

At this point a lawyer will be able to evaluate your legal rights under the Fair Credit Reporting Act, including claims for fair compensation, statutory damages and punitive damages.