UK ISA Accounts Explained (2023)

The completely guide to UK ISA Accounts - everything you need to know about how they work, different types of accounts and a few useful quirks about using ISA accounts.

There is a lot of information in this video to help you understand exactly what ISA accounts are and the range of different options available.

I explain what benefits they provide in terms of saving tax (in particular income tax, dividend tax and capital gains tax) and the differences between different types of ISA accounts.

Crucially, not all ISA accounts are created equal so I will do my best to try and explain the pros and cons of each and at the end I'll provide a few extra tips that might help you decide on the best course of action for yourself.

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CHAPTERS
1. Introduction – 00:00
2. What is an ISA Account? – 00:33
3. Cash ISA - 03:37
4. Stocks & Shares ISA – 04:21
5. Innovative Finance ISA – 08:56
6. Lifetime ISA – 10:09
7. Junior ISA – 13:01
8. Important Things To Know About ISAs – 14:01

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DISCLAIMER: Trading 212 provides execution-only service. This video should not be construed as investment advice. Investments can fall and rise.

DISCLAIMER: I am not a financial advisor and this is not a financial advice channel. All information is provided strictly for educational purposes. It does not take into account anybody's specific circumstances or situation. If you are making investment or other financial management decisions and require advice, please consult a suitably qualified licensed professional.