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Social Security Just Locked In a Permanent Raise — Here’s What It Means for You

Social Security has officially confirmed a permanent raise, and millions of Americans are now seeing higher monthly payments. If you receive Social Security retirement benefits, SSI, SSDI, or survivors benefits, this update directly affects your money. In this video, we break down exactly what changed, why it matters, and how much more you could be getting starting in 2026.

This is not a temporary bonus or a one-time payment. The 2026 Social Security cost-of-living adjustment (COLA) is now locked in, meaning your new benefit amount becomes the permanent baseline for all future increases. That’s a critical detail most people are missing — and it can significantly impact your long-term financial security.

In this video, you’ll learn:

Why Social Security payments increased in 2026

How the permanent raise affects retirees, SSDI, SSI, and survivors

When the higher payments arrive based on your SSA payment schedule

How Medicare premiums impact your net increase

Why this raise is different from previous COLA increases

How to check your exact new Social Security payment amount

What scammers are already doing to exploit confusion around the raise

We also explain how earnings limits, taxable maximum changes, and Medicare Part B premiums interact with your Social Security check — so you know what’s really going into your bank account each month.

Whether you’re already receiving benefits or planning to claim Social Security soon, this update matters. Future COLA increases will now build on this higher permanent base, potentially providing better protection against inflation over time.


👉 To see your personal benefit amount, log in to your my Social Security account at SSA.gov or review your official COLA notice.

If you want clear, accurate updates on Social Security news, SSA changes, SSI, SSDI, retirement benefits, Medicare, COLA increases, and payment schedules, make sure to subscribe and turn on notifications. This channel tracks every major update so you don’t miss what affects your income.

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