Скачать или смотреть How to use YNAB to Budget and Build Wealth (2025 Beginner Guide)

You Need a Budget ("YNAB") is my favorite zero-based budgeting tool. You can sign-up and read more on their website: https://www.ynab.com/

I created three free resources for this video that you can use to help create a new YNAB budget from scratch. This video is in-depth, so I have broken out different chapters below. Feel free to come back and pick-up where you might need to leave off.

The three free resources to use for this video are:
1. YNAB Quick Start checklist to follow along with: https://docs.google.com/document/d/1e...
2. Bill tracker: https://docs.google.com/spreadsheets/...
3. My YNAB Categories/Subcategories (download and point YNAB to the .zip file): https://drive.google.com/file/d/1pZrj...

Chapters
03:56 Setting up YNAB and starting a 34-Day Trial
04:55 Starting a new budget
05:19 Four ways to design your categories
08:35 Importing my free YNAB category template
10:50 Deleting categories and sub-categories to your taste
11:10 Food category preferences
12:30 Health focused conscious spending
13:06 Rewards based conscious spending
13:42 Creating custom views to make your life easier
15:19 Creating your accounts
17:35 Assigning your dollars
21:20 Handling overspending and credit card debt
24:26 Adjusting my jobs until next paycheck
25:18 The joy and freedom of finishing your plan
26:33 Automating YNAB with target setting
28:04 Finding "free" money when you underspend
29:23 Creating targets for long-term goals to avoid shocks
30:56 Adding a paycheck
32:20 Finding more "free" money with planned dollars
34:30 Planning a vacation
36:57 Growing your categories
38:07 Automating transactions: linking and bank statements
39:14 Examples of transactions tied to categories
42:07 Less pressure from purposeful spending

#ynab #budgeting #personalfinances #wealthbuilding