maxlife new term insurance plan | cover continuance benefit in tamil smart total Elite protection

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MAX LIFE TERM INSURANCE REVIEW
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Features of Max Life Smart Total Elite Protection Term Plan
Max Life Smart Total Elite Protection Term Plan offers several options to customise your term insurance plan, given the fact that every individual can have different insurance needs. The following are the options to choose from to design your own term plan:

Death benefit
Option to pay your premiums as per your budget
Longer coverage duration: Choose your desired policy term with coverage available up to 85 years of age
Accelerated Critical Illness Benefit*%
Accident Cover*%
Max Life Waiver of Premium Plus Rider*%
Max Life Critical Illness and Disability Rider*%
Special Exit Value
Terminal Illness
Cover Continuance Benefit
Insta Payment on Claim Intimation
Disclaimer:*%On payment of additional premium
Unique Features of Max Life Smart Total Elite Protection Term Plan
The following are some unique features of Max Life Smart Total Elite Protection Term Plan:

• Cover Continuance Benefit
As per the benefit, the Policyholder is allowed to defer the due premium for up to 12 months from the due date while maintaining the full risk cover under the base plan and attached riders (if any). This option is allowed to be chosen after completion of 3 policy years, provided all due premiums have been paid, and the policy is in-force.
• Insta Payment on Claim Intimation
An accelerated benefit of 2 Lakhs out of base sum assured shall be payable, provided mandatory documents are submitted, and the subsequent pay out shall be made after the claim is approved.
• Special Exit Value
Option to receive all premiums paid back, in any policy year starting 30th policy year, but not during the last 4 policy years. No additional premium to be paid to avail this benefit.
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