Скачать или смотреть Health Insurance Will Get Rejected If You Don’t Know This ft. Anant Ladha

One of the most common reasons for health insurance rejection is…not informing the insurer on time. ⏰

But why?

Well you see, insurance frauds are a big deal. 🎭

If there are too many fraudulent claims the insurer will go under and would be forced to increase premiums the next year.

To avoid this they keep a very small time frame ⏳ to make the claims reducing the chances of fraud.

For cashless claims, you need to inform the insurer atleast 2-3 days before hospitalisation if it is planned. For emergencies you need to inform within 24 hours after hospitalisation. 💵

If you're unable to avail cashless facility all is not lost.

You can pay the hospital from your pocket and then get a reimbursement claim from the insurer within 1-2 weeks of receiving discharge from the hospital. 🏥

Obviously, this is not preferred coz the process is much longer.

➡️ Bottom line: Inform the insurer asap once you're hospitalised !!

➡️Source: Coverfox
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