Businesses have told Sky News they fear David Cameron's £10m fund to help them recover from devastating floods will be "too little too late".
The Prime Minister confirmed some of the details of the package aimed at helping flood-hit traders to clean up and stay in business as he met volunteers, residents and troops in the west of England.
Speaking in Worcestershire, he said: "We've announced that we're going to have a grant system of up to £5,000 for businesses that have been flooded so they can help to better protect themselves in future but we also need this £10m fund, which will be distributed to local authorities so they can help businesses that have been directly or indirectly hit by the floods."
But some businesses have raised concerns that the emergency funding will not reach them in time.
David Cameron toured the banks of the Severn with local MP Harriet Baldwin
Boatyard owner Michael Dennett has lost vital equipment including a forklift truck, circular saw and planing machine to flooding after the Thames burst its banks.
Even the electric gates are broken at his business in Chertsey, Surrey, which has been underwater for around a month.
He told Sky's Clare Fallon he was "sceptical" about the Prime Minister's pledge.
He said: "It sounds good but it will be too little, too late by the time the Government decides who qualifies and how much.
"It will be months down the line, which is no good for now. Most of our heavy machinery is out of commission and the place is wrecked - we need immediate help."
A damaged boat lies against a weir in the River Thames at Runnymede
In Burrowbridge, Somerset, Gillard Transport say they are losing £2,000-3,000 a week because of diversions their lorries must take to avoid flooding.
The company's manager Roger Hutchings told Sky's Isabel Webster: "We've been in this business 40 years and I don't take much truck on a politician's pledge.
"If he just passes that money over to the local council, we won't see any of it."
The Prime Minister visited Upton-upon-Severn, Worcestershire, where the army was deployed after the town was cut in two by floodwaters, and defended the Government's handling of the recent crisis.
Soldiers wade through flood water on Chertsey Meads
He said: "I'll try to get to every part of the country that's been affected so that we can learn all the lessons.
"But here in Worcestershire we can recognise that the flood investment that went in after 2007 has made a real difference, with hundreds of properties protected."
Sky's David Crabtree in Upton-upon-Severn, said Mr Cameron was "well-received" by local people as he toured the swollen banks of the Severn.
"He held a private meeting with members of the community and members of the Environment Agency and 1st Battalion Royal Irish here as well, there's about 100 of them in this region, ready to help out in a supporting role," Crabtree said.
Under the £10m Business Support Scheme, small and medium sized businesses will be able to access funds to cover clean-up costs in the wake of the winter storms.
Floood water surrounds houses near Walton on Thames
A helpline is also being set up to provide advice, and those who are late filing accounts because of the flooding will not incur penalties.
Mr Cameron also chaired another meeting of the Government's Cobra emergency committee on Sunday night as the huge clean-up operation got under way following some of the worst flooding in decades.
Swathes of the UK remain on high alert as people battle to protect their homes and communities from the floodwaters, which are still expected to rise in places despite a respite from the storms.
Sporadic rain is expected in the coming days, bringing fears of the possibility of water levels rising once again, but forecasters are predicted a largely drier week ahead.
The Environment Agency (EA) has 16 severe flood warnings in place for the South West and the Thames Valley, with nearly 130 flood warnings and more than 180 flood alerts.
Firemen adjust a pump in Staines-upon-Thames
Meanwhile, police have been called to a huge sinkhole, which opened up in the garden of a home in Croxley Green, Hertfordshire.
Four homes, a house and three flats, were evacuated in the street after the 20ft deep hole appeared. Structural engineers and the fire service were assessing the situation.
Another large sinkhole, in nearby Hemel Hempstead, opened up last week.
Earlier, Defence Secretary Philip Hammond admitted the military could have been brought in earlier to help deal with the winter storms that have wracked the country and claimed a number of lives.
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