Скачать или смотреть How to Vet Owner‑Finance Buyers (Fast & Compliant)

Qualifying a seller‑finance (owner‑finance) buyer doesn’t need to take all day—or break compliance. In this quick walkthrough, attorney‑investor Scott Horne shares the exact steps to screen buyers fast, get serious earnest money, and hand them to an RMLO so you stay aligned with Dodd‑Frank, SAFE Act, and RESPA.

You’ll learn:
A rapid phone screen to cut tire‑kickers
Key questions: payment history, rent → proposed PI/TI, job stability, household size, why moving
How to set meaningful earnest money ($3k–$10k)
When to involve the RMLO (docs to collect, DTI targets)
How to make a quick, informed approve/decline decision—legally

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Chapters:
00:00 Intro & goal: vet fast, stay compliant
00:22 Phone screen mindset: on/off fast
00:36 First filters: have they seen the house?
00:49 Core questions: rent, own, payment now
01:00 Household snapshot: marital status, kids
01:03 Why moving? job/location fit
01:15 The rent→payment jump test
01:37 Valid reasons vs. wishful thinking
01:57 Contract next: serious earnest money
02:18 Hand‑off to RMLO (processing starts)
02:42 What RMLO collects (income, banks, 1099/W‑2)
02:56 Compliance reminders: SAFE, Dodd‑Frank, RESPA
03:04 Kill tire‑kickers with better marketing
03:12 Approve/decline: DTI & ability‑to‑repay
03:31 Wrap‑up & subscribe

Scott Horne has been a real estate, title attorney, and investor for over 30 years. Over this time, he has purchased, rehabbed, and sold over 7,000 single family homes. Through his companies and law office, he has transacted over 10,000 creative finance deals. Scott’s experience as both an attorney and an investor puts him in a unique position to help you navigate this tricky business every step of the way.

✅ 𝐖𝐚𝐧𝐭 𝐦𝐨𝐫𝐞 𝐟𝐫𝐞𝐞 𝐢𝐧𝐟𝐨𝐫𝐦𝐚𝐭𝐢𝐨𝐧 𝐨𝐧 𝐨𝐰𝐧𝐞𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠?
https://www.theownerfinancenetwork.co...

✅ 𝐃𝐨𝐧’𝐭 𝐟𝐨𝐫𝐠𝐞𝐭 𝐭𝐨 𝐟𝐨𝐥𝐥𝐨𝐰 𝐮𝐬 𝐨𝐧 𝐨𝐮𝐫 𝐨𝐭𝐡𝐞𝐫 𝐬𝐨𝐜𝐢𝐚𝐥 𝐦𝐞𝐝𝐢𝐚 𝐜𝐡𝐚𝐧𝐧𝐞𝐥𝐬 𝐟𝐨𝐫 𝐦𝐨𝐫𝐞 𝐟𝐫𝐞𝐞 𝐭𝐢𝐩𝐬!
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✅ 𝐑𝐞𝐚𝐝𝐲 𝐭𝐨 𝐬𝐭𝐞𝐩 𝐮𝐩 𝐲𝐨𝐮𝐫 𝐠𝐚𝐦𝐞 𝐚𝐧𝐝 𝐥𝐞𝐚𝐫𝐧 𝐦𝐨𝐫𝐞 𝐚𝐛𝐨𝐮𝐭 𝐨𝐰𝐧𝐞𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠?
1. The Subject To Academy
https://www.theownerfinancenetwork.co...
2. Everything You Need to Know About Liens
https://www.theownerfinancenetwork.co...
3. Scott Horne’s Owner Finance Real Estate Investment Training
https://www.theownerfinancenetwork.co...
4. 1 Day Recorded Training on Owner Financing
https://www.theownerfinancenetwork.co...
5. Owner Financing for Realtors
https://www.theownerfinancenetwork.co...

✅ 𝐍𝐞𝐞𝐝 𝐡𝐞𝐥𝐩 𝐰𝐢𝐭𝐡 𝐚𝐧 𝐨𝐰𝐧𝐞𝐫 𝐟𝐢𝐧𝐚𝐧𝐜𝐞 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧?
1. Legal Services
https://www.theownerfinancenetwork.co...
2. Title Services
https://www.theownerfinancenetwork.co...
3. Note-Pro Services
https://www.theownerfinancenetwork.co...
4. RMLO Services
https://www.theownerfinancenetwork.co...
5. Loan Servicing
https://www.theownerfinancenetwork.co...

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