Скачать или смотреть Fixed vs Floating Rate Explained | RBI Rate Cut: Why Your Home Loan EMI Isn't Decreasing?

In this video, we explain why your home loan EMI hasn't decreased despite RBI's repo rate cut from 6.5% to 6.25%. Confused about interest rates? You're not alone! 🏠
We break down the crucial difference between fixed and floating interest rates, and explain why linking your loan to repo rate vs MCLR matters for your EMI calculations.

Learn how to:

✅ Check if your loan is on fixed or floating rate
✅ Understand the difference between MCLR and repo rate linking
✅ Take action to maximize benefits from RBI rate cuts
✅ Potentially save thousands on your home loan

Don't stay confused like our couple in the video! Take charge of your finances and make informed decisions about your home loan.

Comment below: Is your home loan on a fixed or floating rate?

Follow ‪@bullspree6019‬ for more practical financial advice and tips to make smarter money decisions!

Topic Covered :

Why EMI is not decreasing
MCLR vs Repo rate home loan
Fixed vs Floating interest rate
Home loan tips 2025
How to reduce home loan EMI
RBI repo rate impact on EMI

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