Скачать или смотреть The #1 Mistake to Avoid With Your Salary

Congratulations on your first job and your first salary! This is a huge milestone. Before you go out and make a big purchase, like that shiny new car you've been dreaming of, watch this 60-second video.

We're breaking down the most common financial mistake new graduates make: buying a major liability (like a new car) instead of building an asset.

In this Short, we discuss:
► The "First Salary Trap": Why it's so tempting to buy a fancy car right away.
► Short-Term Excitement vs. Long-Term Burden: The excitement of a new car fades, but the EMI (loan payment) can last for 3, 5, or even 7 years!
► How a car EMI can turn your new asset into a long-term financial liability. ► The Opportunity Cost: What could you do with that money instead? We explore how saving and investing that same money could build a 'freedom fund.'
► The power of 'options': How saving early gives you the freedom to take career risks, travel, or achieve financial independence sooner.
► The Golden Rule for your first paycheck: Use it to build ASSETS (like investments) and FREEDOM, not just liabilities.

Treat yourself, you've earned it! But do it thoughtfully. Don't let your first big financial decision be one you regret for years.

About NaNiMa Fisdom

Welcome to NaNiMa Fisdom, your guide to simple, smart, and actionable personal finance. We help young professionals in India and beyond make better financial decisions, build wealth, and live a richer life.

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Connect with me: As a Chartered Accountant and personal finance content creator, my goal is to simplify finance for you.

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Keywords & Topics Covered: This video provides essential personal finance advice for new graduates and anyone who has just received their first salary (or first paycheck). We cover the major financial mistakes to avoid, such as buying a new car on an EMI (loan) and creating liabilities instead of assets. This is a guide on how to spend your first salary wisely, the importance of saving, and how early investments can build a 'freedom fund.' This is a core concept for financial literacy for beginners.

Disclaimer: This video is for educational and informational purposes only. The information provided is not intended to be and does not constitute financial advice, investment advice, or any other advice. I am not a SEBI-registered advisor. You should consult with your financial advisor before making any investment decisions.

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