Скачать или смотреть Seattle House Hacking 2026: ADUs, Duplexes & Rent Offset Explained

Seattle is quietly becoming one of the strongest house hacking markets in the country — and it’s happening because of a perfect mix of new ADU rules, low-down financing options, and rent offsets that can dramatically reduce (or even eliminate) your cost of living.

In this video, I break down exactly how Seattle homeowners and investors are using ADUs, duplexes, triplexes, and smart financing to build income, reduce housing costs, and create long-term wealth.

Here’s what’s working right now:

• Seattle’s new ADU rules allow two units on a single lot (attached + detached)
• Pre-approved DADU plans help speed up permits and lower design costs
• FHA financing (3.5% down) works for 2–4 units if you live in one
• Conventional 3–5% down options exist for multi-unit house hacking
• Rent offsets in neighborhoods like West Seattle, Beacon Hill, and Ballard can cover 50%+ of your mortgage
• Tax benefits like depreciation and operating expenses supercharge the returns

If you want to analyze a specific property, estimate rent offsets, or build a house hacking strategy that actually pencils in the Seattle market, I’m always happy to help.
No pressure — just real numbers and clear direction.

—
Jeff Thornton
Greater Seattle Real Estate & Mortgage Expert
Cardinal Financial | eXp Realty
MLO WA 1152466 | WA Realtor 84169
Equal Housing Opportunity
📩 [email protected] | 📞 206-412-5759

00:00 — Why Seattle Is Becoming a House Hacking Powerhouse
00:12 — New ADU Rules: Two Units on One Lot
00:35 — Financing Multi-Unit House Hacks with 3–5% Down
01:02 — Rent Offset Example: Duplex in West Seattle
01:30 — Tax Benefits for Seattle House Hackers
01:52 — How to Build a House Hack Strategy That Actually Pencils

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