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Do Bakeries Need EPLI Coverage? | Employment Practice Liability Insurance Explained

Bakeries, like any business, face risks from employment-related claims. This video breaks down Employment Practice Liability Insurance (EPLI) and why commercial bakeries should consider this crucial protection. EPLI covers claims related to discrimination, harassment, wrongful termination, retaliation, and wage disputes, which can result in costly lawsuits. Without proper coverage, bakery owners could face significant financial and legal risks.

🔹 For expert guidance on EPLI for your bakery, contact us here: https://thecoylegroup.com/contact
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📌 Key Topics Covered:
✅ What EPLI covers for bakeries
✅ The financial risks of employment-related claims
✅ Does general business insurance include EPLI?
✅ How much EPLI coverage should a bakery have?
✅ EPLI cost factors and key endorsements

💰 What Do Employment-Related Claims Cost?
The average jury award for employment lawsuits is $217,000, with legal defense adding $75,000–$125,000 in additional costs. Some cases even result in multi-million-dollar settlements. Without EPLI, bakery owners may have to pay out of pocket, risking their business’s survival.

📢 Important EPLI Add-Ons:
🔸 Third-Party Liability – Protects against discrimination and harassment claims from customers, vendors, and visitors (e.g., ADA compliance issues).
🔸 Wage & Hour Defense Coverage – Covers legal costs related to unpaid wages and overtime disputes.

With employment litigation on the rise, securing the right EPLI policy is more important than ever. If you’d like to discuss coverage options tailored to your bakery, reach out today! No pressure—just a conversation.

👇 Let’s Connect!
📞 Contact us: https://thecoylegroup.com/contact
🌐 Learn more: https://thecoylegroup.com

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EPLI, Employment Practice Liability Insurance, Bakery Insurance, Business Insurance, Commercial Bakeries, Small Business Protection, Lawsuit Protection, EPLI Coverage, Wage Disputes, Harassment Claims, Business Risk Management
📍More info on ➡️ https://thecoylegroup.com ⬅️



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