Скачать или смотреть The Opportunity Cost Paralysis That's Killing Your Investing And The Single Choice Fix

⮕ The second-best time to start was years ago. The best time is now.
👍 Share this video with someone over 50 who could benefit from it.
💬 Comment below what you would like to see covered in the next video.

📖 Chapters:
00:00 - Opportunity Cost Paralysis
00:34 - Paradox Nobody Discusses
01:26 - Your Brain Under Investment Pressure
02:34 - Hidden Cost Nobody Calculates
03:33 - Analysis Trap
04:42 - Real Enemy
05:31 - How This Affects People Over 50
06:26 - Complexity Industry
07:30 - The Single-Choice Solution
08:19 - How They Actually Work
09:19 - Numbers That Matter
10:24 - Cost Advantage
11:10 - Criticism You'll Hear
12:09 - Perfect Becomes Enemy Of Good
13:01 - Your Action Plan
14:24 - Psychological Benefits
15:29 - When You Should Consider Alternatives
16:25 - Rebalancing You're Avoiding
17:34 - Tax Efficiency Angle
18:24 - Reality Of Returns
19:36 - Comparison Trap
20:28 - Final Calculation
21:18 - Your Invitation To Simplicity
22:07 - Your Decision Today

📔 References and sources used to develop the video:
1. Schwartz, B. (2004). The Paradox of Choice: Why More Is Less. New York: Ecco/HarperCollins Publishers.
2. Iyengar, S. S., & Lepper, M. R. (2000). When choice is demotivating: Can one desire too much of a good thing? Journal of Personality and Social Psychology, 79(6), 995-1006.
3. Investment Company Institute. (2023). Worldwide regulated open-end fund assets and flows: Fourth quarter 2023. Retrieved from industry reports, January 2026.
4. Investment Company Institute. (2023). Target-date fund asset statistics and market data. Retrieved from financial market databases, January 2026.
5. Standard & Poor's. (Historical data). S&P 500 Index historical performance statistics, 1926-present. Available through financial data providers.
6. U.S. Bureau of Labor Statistics. (2024). Consumer Price Index historical data and inflation statistics. Retrieved from BLS.gov, January 2026.
7. Kahneman, D., & Tversky, A. (1979). Prospect theory: An analysis of decision under risk. Econometrica, 47(2), 263-291.
8. Benartzi, S., & Thaler, R. H. (2007). Heuristics and biases in retirement savings behavior. Journal of Economic Perspectives, 21(3), 81-104.
9. Madrian, B. C., & Shea, D. F. (2001). The power of suggestion: Inertia in 401(k) participation and savings behavior. Quarterly Journal of Economics, 116(4), 1149-1187.
10. Morningstar, Inc. (2023). Target-date fund landscape report: Industry analysis and fee trends. Retrieved from investment research databases, January 2026.
11. Thaler, R. H., & Sunstein, C. R. (2008). Nudge: Improving Decisions About Health, Wealth, and Happiness. New Haven: Yale University Press.
12. Vanguard Group. (2020). The case for low-cost index-fund investing. Vanguard Research Commentary. Retrieved from institutional research, January 2026.
13. Financial Industry Regulatory Authority (FINRA). (2024). Expense ratio benchmarks and mutual fund cost analysis. Retrieved from FINRA investor resources, January 2026.
14. Barber, B. M., & Odean, T. (2000). Trading is hazardous to your wealth: The common stock investment performance of individual investors. Journal of Finance, 55(2), 773-806.
15. Choi, J. J., Laibson, D., Madrian, B. C., & Metrick, A. (2009). Reinforcement learning and savings behavior. Journal of Finance, 64(6), 2515-2534.
16. Employee Benefit Research Institute. (2023). Retirement confidence survey: Worker and retiree perspectives. Washington, D.C.: EBRI Publications.

⚠️ Professional Advice Disclaimer: This channel provides educational content only and does not constitute financial, legal, tax, or professional advice of any kind. All business ventures and financial decisions involve substantial risk, individual results vary significantly from aggregate research findings, and you should consult qualified licensed professionals before implementing any strategies discussed. By viewing this content, you acknowledge sole responsibility for your decisions and agree that the channel operators bear no liability for any outcomes you experience.

© Fair Use Copyright Disclaimer: This content is protected under Section 107 of the U.S. Copyright Act (17 U.S.C. § 107) for educational and transformative purposes. All referenced academic research, statistics, and studies are properly attributed to original authors and used within fair use guidelines for commentary and teaching. Product names and trademarks are mentioned solely for descriptive educational purposes without implying endorsement or affiliation. This work adds original analysis, commentary, and practical applications that transform source materials into new educational content. No copyright infringement is intended. All sources are cited, limited excerpts are used only as necessary for educational commentary, and this content does not substitute for or harm the market value of original works. Copyright concerns will be addressed upon contact.