Скачать или смотреть The Insurance Scam: How You're Paying Premiums To Companies That Profit From Denying Claims

Insurance companies have perfected the art of collecting premiums while avoiding payouts through systematic claim denial strategies that prioritize shareholder profits over policyholder protection. The industry generates over $1.4 trillion annually in premium revenue while maintaining profit margins by rejecting legitimate claims through bureaucratic delays, medical necessity disputes, and fine print technicalities. Health insurance companies employ teams of medical professionals whose primary responsibility involves finding reasons to deny claims rather than approve medically necessary treatments that physicians recommend. Prior authorization requirements create administrative barriers that delay urgent medical care while insurance companies hope patients will abandon claims or seek alternative treatments at their own expense. Claim denial algorithms automatically reject claims based on diagnostic codes and treatment costs while human reviewers receive bonuses for maintaining high denial rates that reduce insurance company expenses.