Bajaj Auto Finserv EMI Relief-Official Announcement With Live Proof NO EMI FOR 3 MONTHS

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Covid-19 Moratorium On Bajaj Loan EMI - Bajaj Auto Finance
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https://www.bajajautofinance.com/Covi...

Dear Customer,
Greetings from Bajaj Finance Limited – Auto Finance!
At the outset, we hope this email finds you and your family in good health amidst this crucial phase.

As per the guidelines issued by RBI on 27th March 2020 all commercial banks (including regional rural banks, small finance banks, and local area banks), co-operative banks, all-India Financial Institutions, and NBFCs (including housing finance companies and micro-finance institutions) (“lending institutions”) financial institutions are permitted to give moratorium to customers installments in respect of all term loans outstanding as on March 1, 2020. It also states that the Interest shall continue to accrue on the outstanding portion of the loans during the moratorium period.
Hence, we would like to clarify a few points so that there is a clear understanding and you decide accordingly.
Below are the terms and conditions, you are requested to read and provide your consent for the same.

EMI Moratorium – Terms and Conditions

In view of the prevailing COVID-19 situation, as per RBI instructions on allowing moratorium in payment of EMIs, we would like to highlight the impact of the moratorium on your loan.

Interest will continue to be charged on the outstanding loan amount during the period of the moratorium as well as the extended tenor of your loan.

Unpaid interest amount of your loan account during this period of the moratorium will be capitalized i.e. added to your outstanding principal amount and in order to keep your installment at the current level, the tenor of your loan will be enhanced accordingly.

As a result of the above points, while your EMI amount will remain the same, the amount of interest cost on your loan will increase due to the extension of the remaining tenor of your loan.

You will also need to submit a fresh NACH mandate/ e-mandate for the extended tenure and additional interest accrued

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