Скачать или смотреть Chase Ink Business Unlimited Credit Card Review 2025 | Worth It or Leave It?

The Chase Ink Business Unlimited Credit Card solves the frustration of complicated reward categories by offering small business owners a flat 1.5% cash back on every purchase, with no annual fee and no spending caps, making it simple to maximize returns without tracking categories. New cardholders can earn a $750 cash back bonus after spending $6,000 in the first three months, and with a 0% introductory APR for 12 months on purchases, it’s a practical choice for managing cash flow or financing larger expenses. Rewards are issued as Chase Ultimate Rewards points, giving flexibility to redeem for cash, travel, gift cards, or combine with other Chase cards for even more value. Free employee cards with customizable spending limits, plus perks like primary auto rental coverage, purchase protection, and extended warranties, make it a strong everyday business tool. However, its 3% foreign transaction fee limits value for international purchases, the high variable APR after the intro period can be costly if balances aren’t paid in full, and the $6,000 minimum spend for the welcome bonus may challenge smaller businesses. The flat rate is consistent, but for those with heavy spending in specific categories, other cards might yield bigger rewards. The real question—does its simplicity hide more value than you realize?

Pros:
Flat 1.5% cash back on all purchases
No annual fee
$750 welcome bonus after $6,000 spend in first 3 months
0% intro APR for 12 months on purchases
Versatile Chase Ultimate Rewards redemption options
Free employee cards with spending controls
Primary rental car coverage, purchase protection, and extended warranty benefits

Cons:
3% foreign transaction fee
High variable APR after intro period
$6,000 spend requirement for welcome bonus may be high for some
Flat-rate rewards may underperform in specific bonus categories
Requires good to excellent credit for approval

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