Скачать или смотреть PTPTN Travel Ban Comeback (2025): Everything You Need to Know

‘Happy holiday to all PTPTN customers’ 🟢𝗚𝗲𝘁 𝗙𝗥𝗘𝗘 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝘄𝗶𝘁𝗵 𝗪𝗶𝘀𝗲 (𝘂𝗽 𝘁𝗼 £𝟓𝟎𝟎) ➡️ https://wise.com/invite/u/weif84

🟢𝗚𝗲𝘁 𝗙𝗥𝗘𝗘 𝗧𝗿𝗮𝗻𝘀𝗳𝗲𝗿 𝘄𝗶𝘁𝗵 𝗪𝗶𝘀𝗲 (𝘂𝗽 𝘁𝗼 £𝟓𝟎𝟎) ➡️ https://wise.com/invite/u/weif84

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⬇️ Timestamps:
0:00 → Introduction
0:31 → Issue with PTPTN Repayment
1:26 → PTPTN’s System is Too Lenient
2:25 → Wise
3:33 → Is Travel Ban the Best Solution?
5:18 → Blacklist Defaulters on CCRIS
6:10 → Policy Uncertainty - PTPTN Discount Campaigns And Waiver
7:27 → Is High Cost of Living Really the Issue?
7:56 → Alternative Choices that the Government Can Take
8:48 → The Big Question

Check to see if you're banned from leaving Malaysia → https://sspi.imi.gov.my/sspi

If you have any unpaid PTPTN student loan balance, you might be banned from traveling. Billions of ringgit are unpaid, and with only 1 in 3 defaulters repaying, the government is now considering stricter measures, and the return of the travel ban is a hot topic.

In this video, we'll dive into the massive issue of PTPTN loan defaults and why the government is getting tougher. We'll look back at the history of travel bans, the potential impact on Malaysians (especially those seeking overseas work), and whether it's truly the best solution. Could alternative measures like income-contingent loan repayments or even just preventing passport renewals be more effective and fair?

We'll also touch on why repayment rates are low, the impact of policy uncertainty and discount campaigns, and whether the high cost of living is a valid excuse. Let's discuss the potential future of PTPTN and what solutions might actually work for Malaysia. Share your thoughts in the comments below – should the travel ban return, or are there better ways to ensure loan repayments?

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Disclaimer: All views expressed in this video are the independent opinions of Ziet, which are not necessarily shared by Wise Payments Limited. No content shall be considered financial advice or recommendation. Wise links are included in this post, through which referrals are made and Ziet may receive certain commissions. Please contact Wise Payments Limited for more information.