Скачать или смотреть Bridge Loan Interest Rates Are Declining

New data from Lightning Docs shows a steady downward trend in bridge loan interest rates from 2024 to 2025. The national RTL average fell from 11.1% in September 2024 to 10.43% in September 2025, a drop of roughly 70 basis points.

Across key states, the pattern remains consistent:

🔹California: 10.67% → 10.14%
🔹Florida: 10.85% → 10.29%
🔹Texas: 10.99% → 10.62% (a modest decline, with a slight bump in Q3)
🔹New York: 11.42% → 10.85%

Overall, rates moved down about 60 bps on average this year, with Texas showing the most unique behavior as rates briefly ticked upward in Q3.

The trend reflects improving conditions in bridge lending and shifting dynamics across the major lending markets.

🎙 Tune in to hear Rocky Butani’s full interview with Nema Daghbandan, Esq., CEO of Lightning Docs, to get insights on the nationwide trends in private lending interest rates, loan volume, and market dynamics for both bridge and DSCR loans: https://pllk.io/pod23



#PrivateLending #PrivateMoney #PrivateLenders #HardMoney #HardMoneyLoans #BridgeLoans #DSCRLoans #LenderLinkPodcast #LightningDocs