DSCR Loans: The Greatest Investor Loan of All Time?

Can't qualify for a home loan? Get a DSCR loan! Maxed out on conventional loans? Get a DSCR loan! Want to grow your real estate portfolio faster than ever before? Get a DSCR loan! These investor loans may sound like the holy grail of mortgages, but this is NOT always the case, and if you don't know what you're doing with debt service coverage ratio loans (DSCR), you could face severe consequences.

On this Mortgage Monday, Christian and David review one of the most-hyped, commonly used, and easily misunderstood home loans—the DSCR loan. Most investors think this mortgage allows them to buy UNLIMITED properties without any income to qualify themselves. This is not only incorrect, it's outright dangerous and could lead to getting a higher mortgage rate, worse terms, and significant penalties if you're not SURE that this is the loan for you.

However, for those ready to take their portfolio to the next level and commit themselves to buying steals, not just deals, the DSCR loan could be THE thing that takes your real estate portfolio into the MILLIONS.

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Check Out Another Mortgage Monday Video:
   • Mortgage Monday  
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DSCR Loans: What Are They And How To Get The Best Terms:
https://www.biggerpockets.com/blog/ds...
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What Documents Do You Need for a DSCR Loan?
https://www.biggerpockets.com/blog/wh...
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8 More Commonly Asked Questions and Answers to DSCR Loans:
https://www.biggerpockets.com/blog/ei...
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00:00 The One Loan to Lend Them All
01:26 What Are DSCR Loans?
03:12 Terms and Penalties
07:30 Mortgage Rates
07:55 Why DSCR Differs A LOT
12:37 DON'T Go Direct
14:57 Connect with Christian and David!