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Watch This Before Starting Your Roth Conversion in 2025

Thinking about doing a Roth conversion in 2025? Before you move a single dollar, watch this video. A Roth conversion can either save you hundreds of thousands in taxes or cost you big if you get it wrong.

In this video, I’ll break down:

✅ The basics of Roth conversions (and why 2025 is a unique opportunity)
⚖️ Options to consider before converting
💡 Key questions to ask yourself before making the move
📊 A real-life case study showing how the right strategy saved $1.8 million in taxes

By the end, you’ll understand why timing, strategy, and optimization matter far more than just “filling a tax bracket.”

🔑 Takeaways

Roth conversions turn taxable IRA money into tax-free growth forever 🚀

2025 offers a sweet spot with higher standard deductions + low tax rates

You don’t need to convert everything — partial and phased conversions often work best

Paying taxes from within the IRA can still make sense for many people 💵

Waiting costs money: delaying just one year could mean tens of thousands lost

Optimized strategies can save millions in lifetime taxes and eliminate RMD headaches

🎤 Soundbites

“A Roth conversion can save you a fortune, or it can cost you big if you don’t do it right.”

“Don’t just fill a tax bracket — optimize your strategy for lifetime savings.”

“Waiting to convert costs money. In some cases, $60,000+ per year.”

“The right Roth conversion strategy isn’t one-size-fits-all — it has to be customized.”

“Get it wrong and your heirs inherit a tax mess. Get it right and you leave them tax-free wealth.”

📖 Chapters

00:00 – Watch This Before Starting Your Roth Conversion in 2025
00:48 – Roth conversion basics explained
02:36 – The hidden costs: RMDs, Medicare premiums, and fees
04:20 – Key questions before you convert
07:42 – Case study: $1.3M IRA optimized
13:34 – Final thoughts: Strategy over guesswork

Fun words:
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