Скачать или смотреть The Credit Score Formula | How To Improve Your Score Quickly

How is your Credit Score calculated and how can you improve your credit score? Your credit score plays a major role in your financial life, affecting mortgage rates, car loans, credit cards, and more.

Your goal should NOT be an 800+ or perfect Credit Score. Once you get past 760+ you are generally considered to have 'Excellent Credit' and any incremental increases from there has little to no real life effects on rates or lending decisions.

👉 Find Out Your Retirement Readiness Score (Free, Educational, No Contact Info Required)
https://form.jotform.com/260043207147043

In this video, we break down:
• What a credit score is and why it matters
• How credit scores are calculated
• Common credit score myths
• Practical steps you can take today to improve your credit score

Whether you're trying to raise your credit score, understand why it changed, or make smarter financial decisions, this guide will walk you through it clearly and simply.

00:00 Why Your Credit Score Matters
00:38 3 Credit Score Myths (Debunked)
03:15 How Credit Scores Are Calculated
03:30 Payment History (35%)
03:47 Credit Utilization Explained (30%)
04:35 Length of Credit History (15%)
04:51 Credit Mix (10%)
05:33 New Credit Inquiries (10%)
05:50 How to Improve Your Credit Score
07:34 Final Takeaways

Get Your Free Credit Report at: https://annualcreditreport.com/

👋 About Me - Conor Jonasson, CFP®
I’m a fee-only financial advisor who helps pre-retirees, put their retirement puzzle together and retire with confidence. Being a small business owner myself, I also team up with CPA's and Bookkeepers to help small business owners and young professional plan for their financial future.

💡If you're looking for a partner to help plan for your future I welcome you to reach out, I'd love to see if we're a good fit.

👉🏼 [email protected] or 215-543-3400.

🌐 Explore More:
Visit our website → https://www.jonassonretirementsolutio...

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Thank you for listening!

#CreditScore #PersonalFinance #FinancialEducation #CreditEducation #ImproveCreditScore
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