Скачать или смотреть American Financial Independence: Own a Home & Retire Peacefully

In this video, I share practical ways to build wealth and work toward financial independence. No get-rich-quick schemes or flashy spending.

We cover three key areas:

Save Early – Harness the power of compounding.
Spend Wisely – Live below your means and minimize unnecessary costs.
Invest Consistently – Grow your money with diversified, disciplined strategies.

Follow these principles, adjust them for your life, and you’ll be on a path to owning a home, supporting a family, and achieving financial independence with a comfortable, reasonable retirement.

Clarification: I used doubling math as a rule of thumb to explain why time matters. Exact compounding at ~7% from your 20s to retirement is lower (closer to $20 per dollar). The takeaway is the power of starting early, not the exact multiple.

Here is a great compound interest calculator if you are interested in fitting to your situation: https://www.nerdwallet.com/banking/calcula...