NPCI UPI Circle Delegate payment for UPI | upi delegate payment kaise kare| Multiple Device upi link

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UPI Circle-Delegate Payments is a feature where a UPI user acts as a primary to link with their trusted secondary users on their UPI App for either partial or full delegation.

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1. What is UPI Circle?
The Unified Payments Interface (UPI) Circle-Delegate Payments feature has been strategically developed to provide a seamless solution for two individuals to utilise a shared bank account for conducting UPI transactions.

This functionality proves to be especially beneficial for households wherein only one individual possesses a bank account or in scenarios where several family members manage a joint account.
UPI Circle-Delegate Payments is a feature where a UPI user acts as a primary to link with their trusted secondary users on their UPI App for either partial or full delegation," NPCI said in a statement.

UPI Circle-Delegate Payments transaction limit
Do remember that the primary user can also set the transaction limit for the secondary user. For full delegation of UPI Circle-Delegate Payments, the maximum monthly limit will be Rs 15,000 per delegation. The maximum transaction limit is set at Rs 5,000 for the full delegation option, says NPCI. For partial delegation, the existing UPI limit will be applicable, according to the NPCI. Jain adds, "In this type of payment, the primary account holder can set transaction limit for the secondary user thereby ensuring effective control and safe access to their bank accounts.

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