High Deductible Medicare Supplement Plans (NY and CT)

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Medicare New York & CT Plan FHD and Plan GHD

High Deductible Medicare Supplement Plans (NY and CT). Medicare Supplement Plan F-HD is the best value. As a resident of New York or Connecticut, your Medicare supplement plan strategy is different than with any other state but very simple. Go with the low cost of a Medicare supplement Plan F high deductible to keep your premiums down.
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This is what your strategy should be:
Go for the lowest cost coverage now. This will be coverage that limits your maximum out-of-pocket liability. It makes certain you can’t have medical bills beyond what you can manage. No matter what.
If something happens, you get ill and you are looking at higher medical costs in the near future, you can switch to the Medicare supplement plan with the most comprehensive coverage. You will pay a higher premium, but you will not have to deal with Medical bills.
The Medicare supplement plan with the lowest premium is typically your Medicare supplement Plan F –high deductible. Anyone who is eligible for Medicare prior to 2020 can get a Medigap Plan F-High Deductible. After 2020 this plan will be replaced with an identical plan called the Medigap Plan G - high deductible. Different name, same benefits. If you want to switch to that plan after 2020, you can.

Where to enroll in Medicare online: https://www.ssa.gov/benefits/medicare/
Once enrolled get your My Medicare Account to manage your Medicare and your doctor: https://www.mymedicare.gov/
Use this link to shop for Medicare Part D: https://www.medicare.gov/find-a-plan/...
This Medicare Guide is often referred to as a Medicare supplement buyers guide:
https://www.medicare.gov/pubs/pdf/100...




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