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Cashless Insurance Approved, But Hospital Kept the Deposit? Shocking Reality!

A Care Health Insurance policyholder with the Care Supreme Plan + Claim Shield Rider got admitted to DY Patil Hospital, Pune – a network hospital under cashless coverage.

Cashless claim was approved by the insurance company with just ₹1,753 deducted.
Still, the hospital demanded a ₹20,000 deposit from the patient!

After discharge, the patient went home without any health issues — but the hospital said,
“You’ll get your deposit back in 30 days.”

However, within just 10 days, the hospital refunded only ₹2,000!
Later, we found that the insurance company had settled only ₹63,506 with the hospital (despite approving more initially).

Why are policyholders suffering despite doing everything right?
Is this a loophole, miscommunication, or a money-making trick by hospitals?

Watch this video to understand how even a “cashless” policy can leave you feeling helpless, and how to protect yourself from such exploitation.

Self Help Video
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