A FIRE-Side Chat with Vishal Jain - CEO of Zerodha Fundhouse

Welcome to a new episode of the Capitalmind podcast! In this thought-provoking discussion, we dive deep into the world of FIRE—Financial Independence and Retiring Early—with special guest Vishal Jain, CEO of Zerodha Fund House. Hosted by Deepak Shenoy, CEO of Capitalmind, and Shray Chandra, Director at Capitalmind, this episode explores the concept of FIRE from multiple angles. Is it a worthy goal, or is there more to life than just aiming to retire early?

We delve into the practicality of financial independence, how to calculate your own FI number, and the potential pitfalls of focusing solely on the "retire early" aspect. Both Vishal and Deepak share their decades of experience in finance and investments, offering invaluable insights into how to navigate the path to financial independence.

Whether you're just starting out or already on your journey towards FIRE, this episode will challenge your perspectives and provide actionable advice on how to achieve financial freedom while finding purpose and passion in your life.

Don't miss this engaging conversation that blends financial wisdom with life lessons. Like, share, and subscribe to stay updated with more such insightful discussions on finance, investing, and beyond!

00:00 - 01:21 Introduction to FIRE and Guest Introduction
01:21 - 03:21 Deepak's Perspective on FIRE
03:21 - 06:03 Vishal's Perspective on FIRE
06:03 - 08:51 The Social Angle of Financial Independence
08:51 - 17:51 Framework for Achieving Financial Independence
17:51 - 26:03 Importance of Asset Allocation
26:03 - 26:45 Understanding Predictive Abilities and Decision Making
26:45 - 27:50 Simplifying Your Investment Portfolio
27:50 - 29:52 Exploring the Concept of Retire Early (RE)
29:52 - 33:33 Balancing Passion and Financial Independence
33:33 - 37:26 Navigating Career Choices: Job vs. Entrepreneurship
37:26 - 46:23 Skills and Tactics for Career Success
46:23 - 48:43 Financial Advice for Achieving FI/RE
48:43 - 53:19 Investing in Yourself and Final Thoughts


Capitalmind manages Rs. 2000+ cr. as a SEBI-registered PMS, and has quantitative investing strategies that use extensively tested factor data to invest into stocks. Our flagship Adaptive Momentum strategy has outperformed the market indices over 5+ years.

More about us: https://cm.social/pms
Schedule a call with us : https://cm.social/pms-connect

Deepak’s Twitter: @deepakshenoy
Shray’s Twitter: @shraychandra
Capitalmind Twitter: @capitalmind_in
Vishal's Twitter: @vishaljain2510
Zerodha Fundhouse Twitter: @ZerodhaAmc