Will Paytm CRASH or Make a COMEBACK? Why is RBI hitting Paytm? :Business case study

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I love paytm and will support VSS. He is an inspiration and he will get over the hurdles. Fintech is a new industry and it is very tough to balance customer and govt expectation. Unless I have a relevant data about what they have done wrong, i will support them.

About the video :On 31st January 2024, The Reserve Bank of India (RBI) barred Paytm Payments Bank from offering all its core services. As a result, paytm lost 2 billion dollars in market value!

Now in the process, 300 million wallets, 30 million bank accounts, and eight million Fastags in paytm’s portfolio are being affected!

And whats even worse is that, this is not the first time RBI has slapped paytm with restrictions.

RBI banned PPB from onboarding new users in 2018, and 2022, RBI rejected their payment aggregator license, they issued them a 5.4cr penalty and the ED has even raided their premises.

Now while most people might directly blame paytm, Ashneer grover interestingly said, while the government toots the horn of UPI across the world, its punishing the pioneers in the space, and its killing the sector.

So on one side, while we are seeing it as strong RBI restrictions to prevent big playera from flouting rules, Foreign investors might see India as Anti -Start up because of these big steps that penalise the pioneers of India!
And this might affect our reputation among the investors!

So let’s dive into one of the craziest case studies of the year and understand,

Why is the RBI being so Harsh on paytm?
What did they do wrong?
Will you be affected if you use Paytm’s UPI and Fastag?
Can paytm survive this crash?
And most importantly, what are the lessons that we need to learn from this massive Paytm fiasco?

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✅Study Materials:

Study Materials
https://indianexpress.com/article/exp...

https://www.moneycontrol.com/news/tec...

https://the-ken.com/story/rbi-issues-...

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