Скачать или смотреть The 10 Most Dangerous Life Insurance Myths Debunked | Episode

In this episode, Christian Allen and Rod Zabriskie break down the top 10 life insurance misconceptions that are misleading high-income earners and everyday investors alike. From “life insurance is a terrible investment” to “it’s only for the ultra-wealthy,” the hosts cut through the hype and half-truths to provide practical, experience-backed answers. Along the way, you’ll find out:

How the right policy design makes all the difference
Why life insurance isn’t just about death benefit—but a powerful living asset
Where industry mantras and marketing (like ‘Infinite Banking’) get it wrong
When to consider cash value, legacy, or income as priorities…
...and much more.

Whether you’re new to life insurance or a seasoned investor, you’ll walk away with actionable insights to help you make smarter financial decisions.



Money Insights is a strategic planning firm that is founded on the principle that "off-the-shelf" products and solutions often do not meet the needs of high-income earners. The Money Insights team works to collaboratively design customized financial solutions that will leave a lasting impact on each of their unique clients.


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00:00 – Podcast Intro & Host Banter
02:10 – Myth 1: Life Insurance is a Terrible Investment
07:43 – Myth 2: Buy Term & Invest the Difference is Always Better
11:31 – Myth 3: Cash Value is Lost When You Die
14:11 – Myth 4: Whole Life is ‘Dead Money’ Until Death
16:45 – Myth 5: If You’re Not Doing Infinite Banking, You’re Doing It Wrong
20:10 – Myth 6: It Takes Forever to Build Cash Value
23:39 – Myth 7: Life Insurance is ‘Only for the Ultra-Wealthy’
27:15 – Myth 8: I’ll Get a Better Return in the Market
31:52 – Myth 9: Life Insurance Agents Just Want Commissions
34:40 – Myth 10: “I Don’t Need It, My Investments Are Fine”
38:00 – Lightning Round: Would You Rather Q&A
42:55 – Outro & Resources