Should i use my bank or a mortgage broker? | mortgage broker vs bank

Mortgage broker vs bank. In this video I talk about whether someone should use their bank or a mortgage broker. Should I use my bank or a mortgage broker is a common question for me . I talk about mortgage broker vs bank and the pros and cons to each when it comes to mortgage loans. Each outfit has different mortgage rates, they have different loan products, and they have difference guidelines and processes. A loan originator/loan officer at a bank will have different products and guidelines than a mortgage broker and in most cases has to abide by some antiquated processes most banks use to process loans. Not only do brokers have the ability to shop multiple mortgage lenders for the best rates and terms, they also shop multiple wholesale mortgage lenders to find who is able to close the fastest and with the smoothest process. In order to be as unbiased as possible I provided a few scenarios where a bank would be the best option.
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