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Скачать или смотреть Mortgage Rates Hit 3-Year Lows — What It Means for Park County Buyers

  • Jefferson Real Estate | Park County Real Estate
  • 2026-01-10
  • 4
Mortgage Rates Hit 3-Year Lows — What It Means for Park County Buyers
Park County Real EstateJefferson Real EstatePark County RealtorElevated LivingPark County mortgage ratesmortgage rates dropmortgage rates 2026Colorado mortgage ratesPark County housing marketPark County buyersColorado mountain real estatesecond home financingsecond home mortgage ratescabin loans Coloradorecreational property loansprimary residence mortgageMBS mortgage backed securitiesrate volatilitySouth Park Colorado real estate
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Описание к видео Mortgage Rates Hit 3-Year Lows — What It Means for Park County Buyers

Park County mortgage rates

Mortgage rates just hit their lowest levels since early 2023—here’s what that means right now for Park County primary and second-home buyers.

Mortgage rates just hit their lowest levels since early 2023—here’s what that means right now for Park County primary and second-home buyers.

Rates moved sharply lower this week after a surprise mortgage-backed securities (MBS) purchase announcement tied to government-sponsored entities. MBS pricing directly influences mortgage rates, which is why rates dropped fast. That said, volatility has been high and some lenders already repriced slightly higher—yet pricing is still among the best we’ve seen in over a year.

PRIMARY (Owner-Occupied) – Park County
• Meaningful improvement in affordability and qualification
• Best lender rate sheets since early 2023 (for many borrowers)
• Better buying power and clearer refinance math for locals

SECOND-HOME / CABINS (Recreational) – Park County
• Rates improved, but not as dramatically
• Second-home pricing add-ons and fees still apply
• Volatility matters more—some lenders pulled pricing back up
• Long-term benefit depends on whether this MBS support continues

THE CAVEAT (For Both)
• MBS markets were extremely volatile
• Some lenders repriced mid-day
• Where rates land depends on the clarity and duration of the MBS buying program
• The jobs report itself had very little impact

Park County takeaway:
Primary buyers are seeing real relief. Second-home buyers are improving, but it’s not a reset. If support continues, it could unlock stalled demand heading into spring—if not, expect day-to-day swings.

Learn more at www.JeffReal.com

Are you looking to buy or sell real estate in Park County Colorado? Park County is one of the most beautiful areas in Colorado located right in the heart of the Rocky Mountains. Amazing Cabins, Homes & Vacant land come up for sale in Park County. Get top dollar for your mountain Real Estate or find your dream property.

Find Your Elevated Life! We handle all of your Park County Real Estate needs in Fairplay CO, Jefferson CO, Alma CO, Como CO, Hartsel CO, Lake George CO, Shawnee CO & Grant CO.

Looking to Buy or Sell; we are the top Producers in all of Park County Colorado with all of the knowledge and tools that we can put to work for YOU!

Working with buyers and sellers in Park County CO. Stop by for listings, maps, & free market information.

Park County, CO top Realtors. As Park County, CO top Realtors, you can take advantage of our experience and client level services. Jefferson Real Estate provides a Park County, CO home sellers guide, free comparative market analysis and recommendations of industry professionals. We offer concierge services to assist you in finding and scheduling professionals for any needed repairs to your home prior to listing or after buying.

CMA's are always free, so your listing price reflects current market conditions. Jefferson Real Estate is your advocate in every step of the real estate process from listing your home to closing.
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0:00 – Mortgage Rates Hit 3-Year Lows
0:15 – Why Rates Dropped (MBS Impact)
0:35 – Primary Buyers: Real Relief
1:00 – Second-Home/Cabin Buyers: Still Add-Ons
1:20 – Volatility Caveat (Repricing + Swings)
1:40 – Park County Takeaway (Spring Outlook)

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