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Did you know that debt has an expiration date? The statute of limitations determines how long a creditor can legally sue you for unpaid debt. But here’s the catch—each state has different rules, and some actions could restart the clock on old debt! In this video, we break down how the statute of limitations works, what happens when it expires, and what to do if a creditor tries to collect.

Here's what we'll cover in today's video about The Statute of Limitations on Debt:
0:00 Intro
0:51 What the statute of limitations on debt is and how it works
1:29 How long creditors can legally sue for different types of debt
2:56 What happens if a debt is past the statute of limitations
3:46 How making a payment or acknowledging debt may restart the clock
4:32 What to do if you get sued for an old debt
5:11 How long judgments last and how they affect you
5:52 Debt settlement, bankruptcy, and other options for old debt