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In this video: Loan is Denied? High Debt to Income Ratio Loans | DTI is Too High

The number one reason the mortgage is denied is because of DTI.

Welcome to our comprehensive guide on the Debt to Income Ratio (DTI) and its impact on your financial health and loan applications! In this video, we'll break down everything you need to know about DTI, including:

What is Debt to Income Ratio?
Learn what DTI is and how it's calculated, including its importance in assessing your ability to manage monthly payments.

High Debt to Income Ratio:
Discover what a high DTI means for you, how it can affect your loan approval, and why lenders might deny your application based on this ratio.

DTI Codes and Credit Scores:
Understand how DTI codes are used by lenders and the relationship between your credit score and DTI ratio.

Debt to Income Ratio for Different Loans:
Get insights into how DTI affects various types of loans, including mortgages, car loans, and credit cards. We'll explain the specific DTI requirements for FHA loans and other common loan types.

How to Improve Your DTI Ratio:
Find practical tips and strategies to lower your DTI ratio and improve your chances of loan approval. From budgeting tips to managing credit card debt, we've got you covered.

Debt to Income Ratio Explained with Examples:
See real-life examples of DTI calculations and understand how different financial scenarios impact your ratio.

What to Do If Your Loan is Denied:
If you've faced a loan denial due to a high DTI ratio, learn what steps you can take to address the issue and improve your financial situation.

Join us as we explore these topics and more. Whether you're planning to buy a house, apply for a car loan, or just looking to get a handle on your finances, this video will provide valuable insights to help you make informed decisions.

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