Скачать или смотреть Credit Score Tip: Keep Utilization Under 30% | Dr. Banknote

Did you know? Credit utilization makes up 30% of your credit score! Doctor Banknote explains why keeping your credit utilization below 30% is key to maintaining a healthy score.
Credit utilization is the percentage of your available credit that you’re using. High utilization can signal risk to lenders and lower your credit score — even if you pay on time.

📌 Tip: Aim to use less than 30% of your total credit limit across all accounts. Paying down balances and avoiding maxing out your cards can give your score a boost.

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Disclaimer: This content is for educational purposes only and is not financial advice. Please consult a qualified financial professional before making credit decisions.


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