Скачать или смотреть Is a Rs. 20 LAKH Business Loan at 22 a Good Idea?! | Money Matters Ep. 80 | Ankur Warikoo Hindi

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Money Matters is a series where I have conversations with normal people such as you and I, on your personal finance issues. It is important to note that I am NOT a financial expert, I am NOT SEBI registered, and I am NOT qualified to give financial advice. Everything that I say in these videos is purely through my own experiences.

So these videos do not offer any stock tips, or specific mutual fund recommendations or get-rich-quick schemes. I am not selling any product or service through these videos.
None of the brands that I mention in these videos have paid me to mention them, unless I explicitly say so (and I will say if the video is sponsored).

This also means that my advice may not always be the right advice. So incase I make a mistake, the best way to correct me will be to share your point of view in the comments, so that everyone can benefit from it.

I am not perfect, nor claiming to be either and would love to learn and grow. The idea is simply to help people with their finance journey and through their story try to help others who may have a similar story.

In this Money Matters episode, I had a conversation with Keerthana, a 22-year-old makeup artist and cosmetologist from Bangalore. She came to me with three important questions: should she take a business loan to start her makeup studio, how to get health insurance for her 50+ parents, and what's the right investment strategy to secure her and her parents' financial future.

I shared why I believe building wealth through strategic investing might be better than taking a business loan at this stage, along with practical advice on term insurance, health insurance options, and a dual investment approach that balances risk based on income stability. This episode is essential for young professionals who want to make smart financial decisions early in their careers.

00:00 About Keerthana
02:58 Expectations from Money Matters
05:05 Current finances
08:11 How to plan for insurance?
12:03 Business loan for makeup studio
18:05 Alternative to starting a business
23:40 Investing plan
27:53 Closing remarks

#BusinessLoan #MoneyMatters #warikoo

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My gear for shooting this video:
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📽 Benro IT15 Tripod for Sony a7III camera: https://amzn.to/4km4ZXP

The above links are on Amazon. If you buy any of these using the above links, I stand to make affiliate income from it. 100% of this income is contributed towards the education of kids who cannot afford it. In 2021 we contributed 38L, in 2022 we contributed 53L, in 2023 we contributed 56L and in 2024 we contributed 43L. DO NOT assume that these are the best products in the industry. Please do your research and let me know if you have any questions.

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