Скачать или смотреть January 15 ACA Deadline: Miss It, Lose Coverage for 2026

If you miss January 15, you could lose health coverage for all of 2026. No extension. No do-overs.
What's at stake:

January 15 = final ACA Marketplace enrollment deadline
Miss it = no health insurance for 2026 (unless you qualify for rare Special Enrollment Period)
Enhanced premium tax credits NOT extended by Congress = subsidies smaller, costs higher for 24M+ Americans

Plan tiers explained:

Bronze: Lower monthly cost, higher when you need care
Silver: Covers ~70% of costs + unlocks cost-sharing reductions (lower deductibles/copays) for many families
Gold/Platinum: Higher monthly, lower when you need care

All Marketplace plans cover:
Pre-existing conditions, prescriptions, mental health, hospital care, preventive services
What officials warn against:
Short-term plans and health sharing ministries look cheap but don't provide real protection.
If enrolled: Log into HealthCare.gov NOW and review your 2026 plan
If uninsured: This may be your only chance for legitimate 2026 coverage
Coverage is better than regret. The clock is almost out.
📋 Enroll: HealthCare.gov

💬 Are you enrolled for 2026? Did enhanced credits help you afford coverage?
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