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Can You Get A Deficiency Judgment After A Foreclosure? Are you concerned about what happens after a foreclosure and whether you might owe additional money? In this informative video, we explain what a deficiency judgment is and how it can impact homeowners who face foreclosure. We will cover the basics of the foreclosure process, including how lenders recover their money and what happens if the sale of the property doesn’t fully cover the outstanding loan balance. You’ll learn about the differences in laws across states, such as the role of lien theory versus trust deed or title theory, and how the type of loan—purchase-money, refinance, or second mortgage—affects your potential liability. We also discuss the legal process involved in obtaining a deficiency judgment and what consequences it can have on your credit, wages, and property holdings. Whether you’re facing foreclosure or simply want to understand your rights, knowing your state’s laws and options like bankruptcy can help you make informed decisions. This video provides useful information to help you navigate this complex area of real estate law. Remember, consulting with a legal professional is always recommended to understand your specific situation.

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