Скачать или смотреть How to Read a Title Commitment (Texas) — Schedule A, B & C Explained

Before you close, read the title commitment like a pro. In this quick breakdown, attorney‑investor Scott Horne walks through Schedule A, B, and C (Texas format), what each one means, and the red flags that can delay or kill your deal—from mismatched ownership and legal descriptions to exceptions, easements, oil & gas rights, old unreleased liens, HUD partial claims, and judgment/IRS liens. We’ll also cover why title companies don’t represent you, when to ask questions, and when to bring in an attorney.

You’ll learn:
Schedule A: matching owner of record & legal description to your contract
Schedule B: common exceptions (easements, O&G, utilities) and liens that remain
Schedule C: items to clear (mortgages, releases, judgments) before closing
How subject‑to/ wraps impact what stays vs. gets cleared
Why MERS/old releases trigger extra verification
When to pause, ask the title office, or consult counsel

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Chapters:
00:00 Intro
00:19 State formats & why this is TX
00:39 Schedule A: owner of record
01:01 Schedule A: legal description check
01:32 Schedule B: exceptions overview
02:13 Easements, O&G, utilities on B
02:55 Mortgages/other liens listed on B
03:10 HUD partials, judgments, IRS on B
04:02 Read it yourself & ask questions
04:20 Schedule C: items to clear
05:06 Old liens, MERS & releases
05:26 Judgments/IRS/child support handling
05:54 Subject‑to/wraps & how they’re shown
06:09 Title companies don’t represent you
06:39 Slow down, verify, consult attorney
06:58 Wrap‑up & subscribe

Scott Horne has been a real estate, title attorney, and investor for over 30 years. Over this time, he has purchased, rehabbed, and sold over 7,000 single family homes. Through his companies and law office, he has transacted over 10,000 creative finance deals. Scott’s experience as both an attorney and an investor puts him in a unique position to help you navigate this tricky business every step of the way.

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1. The Subject To Academy
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2. Everything You Need to Know About Liens
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3. Scott Horne’s Owner Finance Real Estate Investment Training
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4. 1 Day Recorded Training on Owner Financing
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5. Owner Financing for Realtors
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1. Legal Services
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