🌐 What is G2P and P@G Digitization?
G2P (Government-to-Person) payments include all direct disbursements made by the government — such as social safety nets, welfare programs, pensions, scholarships, and stipends — directly into citizens’ digital accounts.
P@G (Person-to-Government) payments cover taxes, fees, and utility bill collections — any payment that citizens make to the government through digital channels.
By digitizing both systems, the government ensures a transparent, traceable, and efficient flow of money, reducing corruption and improving citizen convenience.
📊 Vision for a Cashless Pakistan
The Prime Minister’s vision emphasizes building a cashless, inclusive, and technology-driven economy powered by digital banking, fintech innovation, and secure payment systems.
The initiative aligns with the State Bank of Pakistan (SBP) and National Bank of Pakistan (NBP) digital payment frameworks, as well as global financial inclusion goals promoted by the World Bank and UNDP.
Key objectives include:
✅ Promoting transparency and reducing leakages in government spending.
✅ Enhancing convenience for citizens in receiving and sending payments.
✅ Empowering women and marginalized groups through financial inclusion.
✅ Reducing dependency on cash and physical transactions.
✅ Encouraging innovation in fintech, banking, and e-commerce sectors.
💡 Benefits of G2P & P@G Digitization
🌍 Transparency & Accountability: Every transaction is traceable, reducing fraud and misuse of public funds.
💸 Financial Inclusion: Citizens across rural and urban areas can access digital wallets and mobile banking.
⏱️ Efficiency & Speed: Faster delivery of welfare payments, tax refunds, and pension transfers.
📱 Ease of Access: Digital platforms allow anyone to send or receive government payments anytime, anywhere.
🔒 Security: Advanced encryption and biometric verification protect users from fraud and theft.
🏦 Key Partners Driving Digitization
The digitization of G2P and P@G payments is supported by multiple organizations:
State Bank of Pakistan (SBP) – establishing policy and regulatory frameworks.
National Bank of Pakistan (NBP) – implementing government disbursement channels.
NADRA – enabling biometric verification for secure identity management.
Ehsaas Program – leading G2P digital welfare payments for vulnerable populations.
Commercial Banks and Fintechs – expanding digital wallets and mobile banking access.
🌟 Achievements under the PM’s Digital Vision
Millions of women and low-income citizens have received payments directly through digital wallets and bank accounts.
The introduction of Raast has revolutionized instant digital transfers within Pakistan.
Online tax and fee payment systems have simplified business processes and improved compliance.
The cashless policy has reduced dependency on paper currency and improved revenue tracking.
🔮 Future of Digital Payments in Pakistan
Pakistan’s digital transformation is accelerating. The next phase includes:
Expanding Raast Person-to-Merchant (P2M) payments nationwide.
Integrating digital ID verification for all government services.
Promoting QR code payments for retail and small businesses.
Strengthening cybersecurity and data protection measures.
Educating citizens on financial literacy and safe digital transactions.
The Digital Pakistan Vision 2030 sets the roadmap for a fully cashless economy — creating a financial ecosystem where every Pakistani can participate equally.
This video explains the step-by-step journey of how G2P and P@G digitization is reshaping Pakistan’s financial landscape. You’ll learn how digital payments are helping reduce poverty, empower women, enhance transparency, and modernize governance.
📢 Watch till the end to understand how these reforms are building a new Pakistan — faster, smarter, and financially inclusive.
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Digital economy insights, fintech innovations, banking transformation, government policy reforms, and financial inclusion in Pakistan. We bring updates on initiatives like Raast, Ehsaas, NBP Digital, JazzCash, Easypaisa, and the latest digital payment trends shaping Pakistan’s future.
Join us as we highlight the success stories, challenges, and opportunities driving Pakistan toward a transparent and tech-powered economy.
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