Скачать или смотреть Buying Car on Loan vs Cash

Smart Way to Buy a Car! 🚗💡

Most people think taking a car loan means paying extra interest to the bank. But what if I told you that a loan could actually make you money? 🤯

Here’s how:
✅ Instead of paying ₹25 lakh upfront, take a ₹20 lakh car loan at 9% for 5 years → You pay ₹24.9 lakh to the bank.
✅ Invest the same ₹20 lakh in an FD at 8% for 5 years → It grows to ₹30 lakh!
✅ Net profit = ₹5 lakh! 🎉

This works because loan interest is calculated on a reducing balance, while FD interest compounds on an increasing balance—so your FD grows faster than your loan repayment!

💰 Moral of the story: Don’t just spend money, make it work for you!

For more personal finance tricks, join India’s biggest personal finance community – bekifaayati.co (30,000+ members and counting!). Link in bio! 🚀

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