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🇰🇷 Health Insurance in Korea: F-5 vs. F-4 — What’s the Difference? 🏥
Are you living in Korea under an F-5 (Permanent Residency) or F-4 (Overseas Korean) visa? While both offer great stability, their Health Insurance rules are surprisingly different!

Here is everything you need to know to avoid unexpected hospital bills. 📉👇

💳 1. Pay Now or Pay Later?
F-5 (Permanent Resident): Like a Post-paid Phone Plan. You use the service first and pay by the 10th of the next month. Just like a Korean citizen!

F-4 (Overseas Korean): Like a Pre-paid Card. You must pay in advance to keep your coverage active for the following month.

✈️ 2. Coming Back from Abroad?
F-5: Welcome back! Your insurance is automatically reactivated the moment you step through Immigration.

F-4: Be careful! Depending on your status (especially as a dependent), you may need to wait 6 months before regaining full benefits.

⏳ 3. The "Extension" Trap (Crucial for F-4!)
F-4 Holders: Your insurance is tied directly to your visa expiry date. Even if you applied for an extension, if the "approval" doesn't come before your old visa expires, you might lose coverage for those few days!

💡 Pro Tip: Always apply for your F-4 extension at least one month in advance to avoid paying 100% of hospital fees out of pocket!

📞 Have more questions? Get expert help!
If you are confused about your coverage or need assistance with insurance in Korea, feel free to reach out to me directly:

👤 Byung Geun Chun 📱 010-3232-0625 📧 [email protected] 🌐

Stay healthy and stay informed! Share this with your friends who might be planning to renew their visas soon! 🤝

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