Скачать или смотреть 💡 Boost Retirement Income with an Alberta Pension Plan?

Albertans may have the chance to significantly improve their retirement outlook with a proposed Alberta Pension Plan (APP). Designed to replace the Canada Pension Plan (CPP), the APP offers lower contribution rates, the same or better benefits, and potential lifetime income increases—especially if excess savings are invested wisely. But with a pending referendum and low public support, the future remains uncertain. This video unpacks the pros, trade-offs, and what Albertans need to know before voting.

We cover:

📉 How APP aims to reduce contribution rates (as low as ~5.9% vs CPP’s ~9.5%)

💵 Projected benefits: median worker could see lifetime retirement income boost of 24–72%

🔄 Alberta’s required process: referendum, asset transfer (~C$334 billion), and federal approval

⚠️ Criticisms and risks: public opposition, actuarial disagreement on fund entitlement, political influence over AIMCo

🔮 What happens next: public consultations, chief actuary’s opinion, and referendum timeline

















































































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