Скачать или смотреть Okay women — today we’re doing Financial Literacy 101 because school never taught us anything about

Okay women — today we’re doing Financial Literacy 101 because school never taught us anything about money… and that’s not an accident. Here’s what they left out: 1️⃣ Your credit utilization ratio matters more than you think – Even if you pay on time, using more than 30% of your available credit can hurt your score. Keep it under 10% for the best results. 2️⃣ Old accounts are gold – Length of credit history boosts your score, so don’t close old credit cards. Keep them open and active with small purchases you pay off monthly. 3️⃣ One late payment can tank your score for years – Payment history is the single biggest factor in your score. Even one missed payment can drop it 50+ points and stay on your record for up to 7 years. 4️⃣ You can “piggyback” on someone else’s good credit – Being added as an authorized user on a responsible person’s card with low utilization and perfect payment history can give you an instant boost. This isn’t just about having a “good” credit score — it’s about having leverage. And leverage is how we buy homes, own land, and take power back from systems that profit when we stay in debt. If you want to learn how to turn that leverage into financial freedom without banks, the Seller Financing Academy starts September 3rd. Enrollment for the next cohort is open now. DM me to chat more. 📩 Comment “BOOK” to join the movement. #financialfreedom #feminism #credit #wealthandpower #financialliteracy