Скачать или смотреть Mahindra Finance Q1 FY26: 18% Revenue Growth with Steady 3% PAT Rise

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Mahindra Finance Q1 FY26: 18% Revenue Growth with Steady 3% PAT Rise! 🚜💰
📅 July 22, 2025

Mahindra & Mahindra Financial Services Limited has announced solid Q1 FY26 financial results, demonstrating strong top-line growth and portfolio expansion despite modest bottom-line improvement. The leading rural and semi-urban focused NBFC reported robust 18% revenue growth while maintaining stable asset quality and accelerating diversification into non-vehicle financing segments.

Key Highlights:
📆 Reporting Period:
Q1 FY26 results for quarter ended June 30, 2025
Results announced July 22, 2025
💰 Financial Performance:
Standalone Total Income: ₹4,438 crores (+18% YoY)
Net Interest Income (NII): ₹2,285 crores (+18% YoY)
Profit After Tax (PAT): ₹530 crores (+3% YoY)
Strong top-line growth with moderate bottom-line expansion
📊 Portfolio Growth:
Total Loan Book: ₹1,22,008 crores (+15% YoY)
Tractor disbursements: Strong 21% YoY growth
Robust expansion in core vehicle financing segments
🛡️ Asset Quality:
Gross Stage 3 (GS3) assets: 3.8%
Stable asset quality metrics maintained
Contained credit risk profile
🎯 Diversification Success:
Non-vehicle finance portfolio: +30% YoY growth
Successful expansion beyond traditional vehicle financing
MSME financing showing strong momentum
🚀 Strategic Focus:
Continue growth in core vehicle finance portfolio
Accelerate expansion in non-vehicle segments
Enhanced focus on MSME financing opportunities

Mahindra Finance's Q1 FY26 results showcase the company's ability to deliver consistent growth while successfully diversifying its business model. The 18% growth in both total income and NII demonstrates strong operational momentum, while the 15% expansion in loan book size reflects healthy credit demand in rural and semi-urban markets.

The standout performance in tractor disbursements with 21% growth highlights the company's strong positioning in India's agricultural financing sector. This growth is particularly significant given the importance of tractors in India's mechanization drive and rural productivity enhancement.

The 30% growth in non-vehicle finance portfolio represents a strategic win for Mahindra Finance, reducing dependence on vehicle financing while tapping into high-growth segments like MSME lending. This diversification strategy provides multiple growth avenues and enhances the company's resilience against sector-specific challenges.

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