Скачать или смотреть What Is a Hard Credit Inquiry?

Ever wondered what really happens when lenders check your credit? This video breaks down the critical concept of a 'hard credit inquiry,' explaining why it's so important for your financial health and credit score. Understanding this process is key to making informed decisions about your borrowing power.

In this essential guide to understanding your credit, you'll learn:
► What defines a hard credit inquiry and how it differs from a soft inquiry.
► How a hard inquiry can temporarily impact your credit score and for how long.
► Common situations that trigger a hard inquiry, such as applying for new credit cards or loans.
► Strategies to minimize the negative effects of multiple hard inquiries on your credit profile.


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