Скачать или смотреть How Your Pension Became a Pyramid Scheme

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Pensions were built like a pyramid—and we’re running out of people to stack on the bottom.
In this video, we break down the math behind Social Security, rising retirement ages, and the collapsing pension systems in the U.S., Europe, and Japan. Why isn’t the system working anymore? What happens when retirees outnumber workers? And is there any hope for our generation to retire?

[Sources]
The mathematics of Ponzi schemes
https://www.researchgate.net/publicat...

US Social Security Administration
https://www.ssa.gov/policy/docs/ssb/v...

US Census Bureau – Population Projections
https://www.census.gov/newsroom/press...

OECD – Pension spending indicator
https://www.oecd.org/en/data/indicato...

OECD (paper) – “Is it worth raising the normal retirement age?”
https://www.oecd.org/content/dam/oecd...

Our World in Data – Age dependency ratio
https://ourworldindata.org/grapher/ag...

World Bank (fertility rate chart reference)
— (no URL provided)

PEW Research Center – Workers per retiree projection
— (screen capture referenced, no direct URL given)

EL País – Spain dependency projections
— (no URL provided)

PopulationPyramid.net (multiple charts & projections)
https://www.populationpyramid.net/ger...
https://www.populationpyramid.net/pop...
https://www.populationpyramid.net/wor...

“Living Longer in an Ageing Europe: A Challenge for Individuals and Societies”
https://journals.sagepub.com/doi/full...

“Pensions and Fertility – Back to the Roots” - European Central Bank
https://www.ecb.europa.eu/pub/pdf/scp...


Wolf Street – Social Security update (trust fund income/outgo)
https://wolfstreet.com/2024/11/04/soc...

Mercer CFA Global Pension Index
https://www.mercer.com/en-us/insights...

Center for Retirement Research at Boston College – “What Risks Do Near Retirees and Retirees Face from Inflation, and How Do They React?”
— (no URL provided)

BMC Public Health – “Human fertility in relation to education, economy, religion, contraception, and family planning programs”
https://bmcpublichealth.biomedcentral...

Ghent University Working Paper – PAYG pension & fertility (wps-feb.ugent.be)
https://wps-feb.ugent.be/Papers/wp_14...

McKinsey – “The economic potential of generative AI — The next productivity frontier”
https://www.mckinsey.com/~/media/mcki...

International Federation of Robotics (IFR) – Global robot density
https://ifr.org/news/global-robot-den...

Japan Research Institute (JRI) report
https://www.jri.co.jp/MediaLibrary/fi...

Noema Magazine – “Here’s How to Share AI’s Future Wealth”
https://www.noemamag.com/heres-how-to...

Future of Humanity Institute (Oxford) – Windfall Clause report
https://www.fhi.ox.ac.uk/wp-content/u...

YouTube clips referenced (pop culture & jokes)
   • Civilization V Leader | Bismarck of Germany  
   • iPhone Sci-Fi Alarm/Ringtone (Apple Sound)...  
   • Michael's Pyramid Scheme  - The Office US  

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