Скачать или смотреть When Do You Actually Need a Financial Advisor?

Financial planning is more accessible than ever before, with technological advancements making quality advice available to everyday people rather than just the ultra-wealthy as in decades past.

• Life events like marriage, divorce, inheritances, and passing away often trigger the need for financial guidance
• Starting conversations with advisors early prevents costly financial cleanup later
• Many people delay seeking advice thinking they need to organize finances first
• Organization and consolidation of scattered accounts provides clarity on your true financial position
• Tax planning can save thousands through strategic timing and appropriate vehicles
• Be cautious of sales pitches that sound too good to be true, especially regarding life insurance as investments
• Second opinions from fiduciary advisors can prevent costly mistakes with complex financial products
• Financial plans should be customized to your unique situation, not one-size-fits-all
• Most reputable advisors offer free initial consultations to determine if they can help
• Technology has made quality financial advice accessible to the "mass affluent" - regular people
• Finding an advisor you understand and trust is critical for long-term financial success

If you're in the St. George area, we're hosting a workshop in June to teach people how to set up their own retirement plans. It's educational, workshop style with no sales pitch. Contact us to RSVP and get preparation materials sent to you ahead of time.

DISCLAIMER:
Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

[00:00:00] Intro
[00:05:10] When to Engage a Financial Advisor
[00:09:26] Life Events Triggering Financial Advice
[00:16:20] Organization and Consolidation of Finances
[00:21:36] Tax Planning and Optimization
[00:30:40] Life Insurance Pitfalls and Second Opinions
[00:42:15] Custom Financial Solutions vs One-Size-Fits-All
[00:47:28] Retirement Planning and Setting Realistic Expectations